Thinking of Buying a Home, Condo, or Townhouse?

First and foremost, we measure our success by happy clients, so the focus is on you and your specific needs in the buying process. If you are looking to buy real estate or a home for sale in Benicia, Hiddenbrooke, American Canyon, Vallejo, Glen Cove, Green River or anywhere else in Solano County, let us utilize our experience, hard work, and use of technology to help you find that home you are looking for. We've had plenty of experience representing both buyers and sellers with regards to regular homeowner sellers, foreclosures, and short sales. Please take a few minutes to look over the buyers resources in the left sidebar. We've also included some information hereunder about our experience dealing with foreclosures and short sales.

Buying a Foreclosure or Bank Owned REO Home

The current real estate market is in a state of chaos right now. Many homeowners are losing their homes due to foreclosure, so the seller of many homes in Solano County are banks like Chase, Wells Fargo, and B of A. If you are thinking about buying a bank owned (or REO) home your REALTOR will be negotiating with an asset company seller's agent. Working this way is different than working directly with a homeowner selling their property. An asset company will be the go-between between the seller's (Bank/Investor/Owner) REALTOR and the buyer's REALTOR who represents you trying to by the home.

Over the past 3 years, we've represented over 125 bank owned homes for sale and have represented many of our clients in their purchase of a bank owned home - so we have a wealth of experience that we can use to negotiate the best deal for you. This may include seller paying some or all of your closing costs and in some cases make allowances for any repairs or rehab. On some properties for sale that need a lot of rehab and repair, there is the possibility for you to take advantage of an FHA (203k) program, where the cost of repairs are factored into the loan payment.

Buying a Short Sale

Although there are plenty of homes being sold through foreclosure, many banks are moving to a mind-set of letting the distressed homeowner sell for less than they owe - known as a short sale. The short sale process is a bit different since the seller is the homeowner and not the bank- meaning the bank allows or encourages the homeowner to sell the property for fair-market-value rather than foreclose on the property. So the homeowner picks the REALTOR to represent them and the homeowner makes the decision as to what offer will be presented to the bank for consideration.

The process, systems and technology used in the foreclosure timeline has been around for many years (homeowners have been foreclosed on long before the housing crisis of 2007 - present), the systems and technology used in the short sale process have been less than efficient. The short sale is a relatively new concept, so the process of selling (and buying) a short sale can be at times difficult. As the short sale process is increasing with popularity among the banks/investors, so to is the technology handling the process.

We started representing both sellers and buyers in the short sale process a couple years ago and have seen a dramatic increase in the efficiency and shorter timelines in getting a short sale closed as banks are making huge improvements in the process.

As part of our commitment to constant improvement in our service, we update our knowledge with regards to both the foreclosure and short sale process. We use this knowledge

If you have any questions about buying real estate please call us at 707-297-6580.